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Home insurance works to cover any expenses that occur should something accidental happen to your home or personal belongings, such as a break-in, water damage or fire.
Not all that often. It’s a good idea to review your policy when it comes up for renewal, if you’re planning home renovations, if you’ve recently purchased/received high-value items (jewelry, art, etc.) or when you make any changes that could increase the risk of someone getting hurt, such as installing a pool. Getting home insurance in Ontario for various properties such as condos, rentals, and vacation homes can protect you from liabilities and damage from external factors.