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The amount of cover you need depends on the value of your assets, as well as your risk level. Speak to an insurance consultant for help calculating how much insurance you should have for your business. Zippo Insurance will work with you to tailor your commercial insurance policy to your specific operations and assets.
Businesses are always at some risk of incurring financial losses as a result of damages to their own property, third parties, or their employees. Without commercial insurance, most businesses would not be able to sustain these losses. Commercial insurance protects them against these financial risks.
The most common types of commercial insurance are property, liability and worker’s compensation. Property insurance covers damages to the business’s property, liability insurance covers damages to third parties, and worker’s compensation covers employees’ on-duty injuries.